We’ve encountered women who encourage their partners to overspend. When the media discusses household debt, they often portray the couple as a single entity. However, we’re aware that in certain instances, this debt can be attributed to the financial decisions made by women.
Some women encourage their man to spend his money. In 2002, a David power research found that women made the accommodation-buying decision in 80% of cases. Accommodation is the biggest expense of North American and European households. After investigating, we discovered that there is a common situation where a woman orders her husband or boyfriend to buy a house. Then the man gets in touch with real estate agencies, negotiates, and buys real estate.
As a result, women prompt men to take out mortgages.
Case study
A couple residing in Paris rented an apartment that was a mere 10-minute drive from the boyfriend’s workplace. However, they later decided to move to the south of France. The girlfriend expressed her desire to own a house by the sea, despite not having any income. As a result, her partner took out a 25-year mortgage to fulfill her wish.
Now, the man has to bear the burden of a 25-year mortgage, and he also has to commute for 45 minutes to reach his workplace, even though there were cheaper houses available just 15 minutes away from his workplace. Due to the financial strain of the mortgage, the man had to give up his hobbies, including his passion for sound engineering and his expensive audio equipment.
It is worth noting that the man was initially against taking out a mortgage before meeting his girlfriend. This significant financial decision was made to fulfill his partner’s request, and it has resulted in new burdens and sacrifices for the man.
The children => the excuse
In my observations, I have noticed that men tend to alter their consumer behavior after getting married or entering into a committed relationship. They often purchase services and products that they would not have considered if they were single. While some may argue that these purchases are made for the benefit of their children, it is important to note that many of these items are not necessary for a child’s upbringing.
For instance, owning a luxury car like a BMW X6 or a Range Rover is not a requirement for taking children to school. Similarly, living in a castle is not essential, even if one has two children. Furthermore, traveling to far-off places like Disneyland in Florida from Oregon, USA is not mandatory for entertaining children.
While it is understandable that couples may want to provide the best for their children, it is important to make sensible and practical decisions when it comes to spending money. Purchasing unnecessary luxury items can lead to financial strain and debt, which can ultimately have a negative impact on the family’s well-being.
They never talk about money
Female predators do not directly ask men to buy a big car or a big house. Instead, they use manipulation techniques to imply that men should make major purchases without discussing money. Men should be cautious of any manipulation technique that could lead to significant expenses, which can change their lives.
In essence, women encourage men to take out mortgages and loans, leading to men’s indebtedness. However, the statistics on over-indebtedness by gender are not helpful because women can manipulate men to spend their money for them, and the stats will not take this into account.
Men should not expect women to care about their finances. Men should take responsibility for managing their own money and be strong enough to say “no” when asked to spend a lot of money. Unfortunately, I have observed that many men do not say no to the requests of women.